Exclusive Program · Commercial Transportation · Since 2017
Construction Haulers Insurance
for Motor Carriers Serving Contractors
Construction haulers insurance from Nolasko is an exclusive commercial trucking program built specifically for motor carriers that haul sand, gravel, dirt, building materials, and construction equipment. Available in 13 states, this program offers competitive rates, fast approvals, and underwriting designed around how construction haulers actually operate.
13
States
20
Trucks Max
300mi
Radius
2004+
Model Year
Exclusive Construction Haulers Insurance Program — Available States
Currently writing construction haulers insurance in these 13 states:
AL
AR
GA
IN
KS
KY
MO
MS
NC
OK
SC
TN
TX
Who This Program Covers
Construction Haulers Insurance
for the Right Operations
Construction haulers insurance from Nolasko is a focused program — which means better pricing and faster approvals for motor carriers that fit the appetite. This is not a general commercial trucking policy. It is specifically designed for contractors and owner-operators hauling materials and equipment for the construction industry within a 300-mile regional radius.
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Sand, Gravel & Dirt Haulers
Construction haulers insurance for bulk material carriers moving the raw materials that commercial and residential construction projects depend on. A primary focus of this program.
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Building Materials Haulers
Trucking insurance for contractors delivering lumber, steel, block, and other building materials to job sites. Covered under this construction-focused transportation program.
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Construction Equipment Haulers
Motor carriers transporting equipment to and from job sites. Standard trailers only — doubles, triples, and oversize/overweight loads are outside this program's appetite.
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Dump Truck Insurance
Truck-tractors and single-unit dump trucks, model year 2004 or newer, up to 20 units per fleet. Dump truck insurance for construction haulers is a core offering of this program.
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New Ventures Welcome
New motor carrier businesses qualify for this construction haulers insurance program as long as the owner has 2 or more years of experience operating similar equipment.
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Regional Motor Carriers
Designed for carriers operating within a 300-mile radius — the standard footprint for construction-serving trucking operations in the Southeast, Midwest, and Texas markets.
Driver Requirements
Driver Guidelines for
Construction Haulers Insurance
This program rewards experienced, safety-conscious drivers. Here is what qualifies for coverage.
23–65
Driver Age
Eligible drivers must be between 23 and 65 years of age to qualify under this program.
CDL
License Required
A valid Commercial Driver's License is required for all truck-tractor and dump truck operators.
2 yrs
Experience
Minimum 2 years of verified CDL driving experience required for truck-tractor and dump truck operators.
★★★
Clean Record
Above-average violation and accident history required. This construction haulers insurance program rewards safe driving records.
How to Apply
What You Need to Submit for Construction Haulers Insurance
The submission process for this construction haulers insurance program is simple and straightforward. Gather the three required items below and Nolasko will handle the rest. Most accounts are quoted quickly — no long waits.
Need the application form or help pulling loss runs? Call Carlos directly — he will walk you through the process step by step.
📋 Submission Checklist
- Trucking Application — Must use the designated program application form. Contact Nolasko to receive the correct form for this program.
- MVR for Each Scheduled Driver — A current Motor Vehicle Record is required for every driver listed on the policy at time of submission.
- 3 Years of Loss Runs — Loss runs for the prior 3 policy years, valued within 45 days of the current policy expiration date.
Know Before You Apply
Operations Outside This Program
This construction haulers insurance program has a clearly defined appetite. The following operation types are not eligible. If your operation falls into one of these categories, ask us about alternative markets — we may still be able to help.
Trucks Older Than 2004
Radius Over 300 Miles
Double & Triple Trailers
Mix-in Transit Cement Trucks
Tow Trucks & Wreckers
Hazardous Materials
Frac Water
Liquid Asphalt
Auto Haulers
Mobile Home & House Movers
Household Goods & Moving
Logging Operations
Passenger & Public Transportation
SR-22 Filings Required
Personal Use Vehicles
Fleets Over 20 Trucks
⚠️ Cement trucks (mix-in transit) are not covered under this program but may be eligible under a separate market. Contact Nolasko to discuss options for your specific operation.
Why Choose Nolasko
Why Nolasko for Construction
Haulers Insurance?
Nolasko is a specialty insurance agency that focuses on exclusive, hard-to-access programs for niche industries. Since 2017 we have placed construction haulers insurance, dump truck insurance, and commercial trucking coverage for contractors across the South and Midwest — markets most general agents simply don't have access to.
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Exclusive Access
This construction haulers insurance program is available through Nolasko — not your average generalist agency. We bring specialty markets to clients who need coverage that standard brokers can't place.
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Fast Turnaround
Submit your application and we work to return your quote quickly. Your trucks can't wait weeks — neither should your insurance. Most construction haulers insurance submissions are handled promptly.
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Straight Talk
We will tell you upfront if your operation fits this construction haulers insurance program — and if it doesn't, we will point you toward one that does. No runaround, no wasted time.
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A Real Person Answers
When you call Nolasko, you reach Carlos. He knows this construction trucking insurance program inside and out and can answer your questions without transferring you to a call center.
Common Questions
Construction Haulers Insurance:
Frequently Asked Questions
What is construction haulers insurance?
Construction haulers insurance is a commercial trucking policy designed specifically for motor carriers that haul sand, gravel, dirt, building materials, and construction equipment for the construction industry. It covers liability, physical damage, and cargo exposures specific to this class of trucking business.
What states does this construction haulers insurance program cover?
This exclusive program is currently available in Alabama, Arkansas, Georgia, Indiana, Kansas, Kentucky, Missouri, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, and Texas.
Can a new trucking company get construction haulers insurance?
Yes. New ventures are welcome in this program as long as the owner or principal operator has at least 2 years of experience operating similar equipment. New authority or a new company name does not automatically disqualify you.
What types of trucks qualify for this program?
Truck-tractors and single-unit dump trucks with a model year of 2004 or newer qualify. Fleets of up to 20 power units are eligible. Doubles, triples, and oversize/overweight configurations are not covered under this program.
How long does it take to get a quote for construction haulers insurance?
Most submissions are quoted quickly once all three required items are received: the completed trucking application, MVRs for all scheduled drivers, and 3 years of loss runs valued within 45 days of policy expiration.
Get a Construction Haulers
Insurance Quote Today
If your fleet hauls for the construction industry within 300 miles and fits this program's appetite, Nolasko can move fast. Call Carlos today to find out if you qualify and what coverage will cost.