Independent Agency · Specialty Commercial Insurance · Since 2017
Specialty Insurance Built Around Your Business
Oil and gas operators, contractors, gas stations, haulers, property owners, dealers, event producers and companies operating abroad. We place the coverage most agents can’t, with specialty markets and the standard carriers you already know.
Since 2017Independent and Texas-based
10 specialty programsFor risks others send away
Standard + specialtyChubb, Liberty Mutual, specialty markets
Up to 500 employeesSmall and mid-sized businesses
Coverage That Fits How You Operate
Most Business Insurance Is Written for a Checklist. Yours Shouldn’t Be.
Many policies are written to satisfy a lender, a landlord or a certificate request. We start with how your business makes money and the contracts you sign, then build coverage that pays when it has to.
- Contract-driven coverage: we read your MSAs, leases and subcontracts so your endorsements match what you signed.
- Access to specialty markets for risks that standard carriers decline.
- Independent and commercial-first: we shop your account across many carriers, not one carrier’s appetite.
- You work with the principal: when you call, you reach Carlos, not a call center.
Specialty Programs
Programs Built for Hard-to-Place Risks
These are the risks we know best, and the ones most generalist agencies turn away.
Energy
EnergyGuard™ Oil & Gas
Control of well, pollution, GL, auto and comp for operators and oilfield services.
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Surety
P-5 Bonds
Texas Railroad Commission financial assurance, with a free bond estimator.
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Energy · Utilities
Downhole Tool Insurance
Drilling, wireline, pipeline, HDD, geothermal and mining tools lost underground.
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Fuel Retail
FuelGuard™ Gas Stations
TCEQ-compliant tank coverage plus property, liability, liquor and crime.
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International
GlobalGuard™ International
Controlled master programs for U.S. companies operating abroad.
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Construction
The Critical-Build Program
MSA exhibit review and wrap-up coordination for data center contractors.
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Trucking
Construction Haulers
An exclusive program for sand, gravel, dirt and equipment haulers.
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Real Estate
Hard-to-Place Property
Vacant, older, coastal, loss-affected and renovation properties.
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Auto Dealers
Dealer Open Lot
All-risk inventory coverage for dealers and floorplan lenders.
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Events
The Headliner Program
Event insurance for concerts, festivals, conventions and conferences.
Learn more →Industries We Serve
Commercial Insurance for the Industries That Build Texas
Coverage designed around the contracts, equipment and exposures of your industry.
Energy · Oil & GasOperators, drilling and oilfield services
Contractors & ConstructionGCs, trades, sitework and underground
Commercial Real EstateOwners, investors and property managers
Transportation & CargoMotor carriers, haulers and cargo
Healthcare & MedicalPractices, clinics and medical offices
All IndustriesSee every industry we serve →
Our Markets
Specialty Expertise. Carriers You Know.
Not every account needs a specialty market. For standard commercial lines we place coverage with established carriers, and turn to specialty markets when a risk calls for it.
Service That Keeps You Working
Built for Businesses That Sign Contracts
Your customers, landlords and lenders all have insurance requirements. Missing one can cost you a job or leave you paying a claim yourself.
Contract & MSA Review
We check insurance exhibits against your policies before you sign: limits, additional insured, primary and noncontributory wording, and waivers.
Fast Certificates
Certificates of insurance handled promptly, plus help with ISNetworld, Avetta and other vendor portals.
Claims Advocacy
When something goes wrong, we work the claim with the carrier for you, from first notice to settlement.
How We Work
A Process Built Around Your Business
Discovery
How your business makes money, where a loss would hurt most, and what your contracts require.
Coverage Design
Coverage and endorsements mapped to your operations and agreements.
Market Placement
The right carrier for the risk, from standard to specialty markets.
Ongoing Guidance
Annual reviews focused on what changed, not just the renewal date.
Carlos Nolasco, Principal
You work directly with the agency’s principal, from the first call through every renewal.
For Business Owners
Your Business Is the Asset. Your Life Depends on It.
For most owners the business funds everything: home, vehicles, investments and family security. We make sure your personal assets are protected too.
FAQs
Common Questions
What types of businesses does Nolasko insure?
Small and mid-sized businesses with up to 500 employees, with a focus on oil and gas, construction, commercial real estate, transportation, gas stations, healthcare, auto dealers, events and U.S. companies with operations abroad. We also handle general commercial accounts such as offices, retail and professional services.
Are you an independent agency?
Yes. Nolasko Insurance Advisors is an independent agency based in The Woodlands, Texas. We work with standard carriers such as Chubb, Liberty Mutual, AmTrust, Texas Mutual and Hiscox, and with specialty markets when a risk needs them.
Can you help if my current carrier non-renewed or declined me?
Yes. Hard-to-place risks are our specialty. Older or vacant buildings, oilfield operations, haulers and other risks that standard carriers decline can often be placed through our specialty programs.
Can you review the insurance requirements in my contract?
Yes. Send us the insurance exhibit from your MSA, lease or subcontract. We’ll compare it with your current policies and show you what’s missing before you sign.
How fast can I get certificates of insurance?
We handle certificate requests quickly, including additional insured and waiver of subrogation wording when your policy allows it.
How do I get a quote?
Request a proposal online or call (832) 592-1114. Having your current policies, loss runs and any contract insurance requirements ready speeds things up.
Want to learn more? Visit our Coverage Education Center.
Let’s Make Sure Your Coverage Matches Your Business
Send us your current policies, or the insurance exhibit from a contract you’re about to sign. We’ll show you what you have, what’s missing and what it would take to close the gaps.