Insurance For Medical Offices

Customized for you

Insurance For Medical Offices

Offered through Liberty Mutual Insurance

As a Liberty Mutual agency,  we are able to provide coverage tailored to your medical practice.

Please complete the short form below and we will reach out to you and go over your medical office insurance needs.

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We protect your information.

We do not share your data with any third parties or outside vendors. We use your information for the sole purpose of providing business insurance to your medical practice.

Why we offer Liberty Mutual:

For more than 100 years, Liberty Mutual has been helping people and businesses preserve and protect what they earn, build, own and cherish.

Liberty Mutual writes approximately 1 million policies for businesses like yours each year *1.

• Fortune 100 company
• “A” (Excellent) rating from A.M. Best Company *2

 

 

Download Flyer for more information. Click below:

Insurance for medical offices -Liberty Mutual

Standard coverages for your business

Property
Covers your business-owned buildings and business personal property from damages caused by a covered loss, such as fire, storms, vandalism, theft, and water damage.

 

Liability

Covers legal liability associated with your business’ operations, including bodily harm to other people or damage to their property.

 

Commercial automobile
Covers physical damage to your company vehicles and legal liability in the case of auto accidents.

 

Workers compensation
Helps cover an injured worker’s lost wages, medical costs, and return to work support due to a workplace injury.

 

Umbrella
Provides additional protection above your commercial auto and general liability limits in the event of a large claim or lawsuit.

 

Data breach and cyber liability
Data breach covers the cost of notifying affected individuals, managing public relations, and securing legal defense if sensitive data is hacked, lost, or stolen. Cyber liability helps cover costs associated with lawsuits against you that may arise from a data breach.

 

Employment related practices liability
Covers employment-related lawsuits, such as wrongful termination, harassment, coercion, or discrimination.

Key coverages for medical offices

Electronic data

The tools of healthcare delivery encompass much more than syringes, scalpels, probes, drills, cuffs, and gloves. We provide coverage for the loss of electronic data, including systems and software, caused by an accident or error.

 

Equipment breakdown

Your business depends on your equipment. This coverage replaces or repairs core equipment that’s been damaged due to mechanical or electrical breakdown. Coverage can also be extended to cover:

• Lost income if you need to shut down temporarily

• Extra expenses that allow you to keep operating

• The income you lose if the power (or other utility) shuts down

• The value of spoiled or contaminated products.

 

Medical professional equipment

Your training and tools are key to providing quality care and remaining current with best practices. We cover your medical, surgical, and dental equipment, instruments, tools, materials, supplies, journals, and texts wherever located in the coverage territory.

 

Spoilage

You must deliver care in an environment that’s sterile and uncontaminated. This coverage protects perishable supplies that you own at your premises, or those that are owned by others in your care, custody, or control, if they’re ruined or contaminated due to breakdown, power outage, or other covered cause. 

 

Valuable papers

In addition to covering your electronic data, we also protect your important business papers such as records, films, and books.

 

Medical payments

Slip, trip, and fall injuries are among the most frequent injury types in the healthcare industry. We cover medical expenses regardless of legal liability for injury to a customer on your premises.

 

Medical waste legal expense reimbursement

Your office is responsible for complying with complex and evolving regulations concerning the handling and disposal of medical waste. We reimburse you for necessary legal expenses incurred from being a defendant or codefendant in a civil suit alleging a violation of a law or regulation that governs the disposal of medical waste.

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Thank you for the opportunity to earn your business!

We offer same day coverage

Same day insurance coverage availability may vary

Depending on the nature, size and complexity of your medical practice, further underwriting may be required.

Most times we are able to provide coverage the same day coverage on:

    • Property
    • General liability
    • Professional liability
    • Commercial auto
    • Workers compensation

Providing an insurance proposal for your medical office is only the first step:

We are dedicated to serving small to mid-sized medical practices with their insurance needs. It all starts with a quote request using the form above.

 

We will contact you and go over your current plan and review your coverage. We then put together a coverage plan of our own that meets or exceeds your insurance requirements, at the most competitive premium available among our highly-rated insurance carriers.

 

Because we specialize in business insurance, we understand your needs such as taking your phone calls, and returning your phone calls, processing requests for Certificates of Insurance in a timely fashion, providing advice on how to mitigate unnecessary risks and save on premium, providing premium financing at low interest rates, and most importantly, putting together an insurance program that will protect your source of wealth and financial stability, your business.

 

We look forward to working with you.