Insurance For Contractors

Get the Right Insurance for Your Contractor Business — Fast, Easy, and Affordable

With the right insurance for contractors, you protect your tools, crew, and reputation with coverage designed for general contractors, subcontractors, and specialty trades.

✅ Why Contractors Choose Nolasko

We Provide You With At Least Two Quotes from Top Carriers — We shop for you.
Specialized Coverage for Contractors — General liability, tools, property, auto, workers comp.
Fast Turnaround — Most quotes in 24 hours or less.
Texas-Based Experts — We know local risks and requirements.
No Obligation. No Pressure. Just Straight Answers.

🛠️ We Cover All Types of Insurance For Contractors

General Contractors
Energy Contractors (Oil & Gas)
Electricians
Plumbers
HVAC Technicians
Remodelers
Painters
Roofers
Handymen
Landscaping
And more…

🛡️ Coverage Options Include:

Contractor insurance includes is a broad term, but it usually includes:

General Liability – Protect against third-party claims
Commercial Auto – Vehicles and trailers used on the job
Tools & Equipment (Inland Marine) – Coverage for mobile tools
Workers’ Compensation – Required if you have employees
Umbrella / Excess Liability – Extra protection beyond your base policy
Bonding & Surety – Bid, performance, and payment bonds available

💡 “We understand the risks contractors face every day—and we’ll help you avoid costly coverage gaps.”

📍 Serving Contractors Across Texas and the U.S.

Based in The Woodlands, TX, we help contractors throughout the state of Texas and the U.S. — including Houston, Austin, Dallas–Fort Worth, San Antonio, Miami, Charlotte, Detroit, Portland, Boston, and your town.

📞 Talk to a Real Person — Not a Call Center

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🧾 What You Will Need to Get Started:

Insurance For Contractors Made Easy.

Business Name & Address
Years in Business
Type of Work You Perform
Annual Revenue & Payroll (if any)
Number of Vehicles (if applicable)

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More On Insurance For Contractors Solutions:

Commercial General Liability (CGL) Insurance

The first element of your contractor insurance is Commercial General Liability, This is a fundamental coverage that protects your business against third-party claims for bodily injury, property damage, or personal injury.

If someone is injured on your premises or if your products or services cause harm to others, CGL insurance provides financial protection by covering legal expenses, medical costs, and potential settlements or judgments.

Professional Liability (Errors and Omissions) Insurance

Professional Liability insurance, also known as Errors and Omissions (E&O) insurance, is particularly important for service-based businesses.

It offers financial protection against claims of negligence, errors, or omissions made by your professional staff that result in financial losses for your clients.

This coverage helps cover legal defense costs and potential settlements or judgments.

Wrap Up Insurance

Contractor Controlled Insurance Program (CCIP) – A wrap-up insurance policy managed by the contractor that provides general liability and workers’ compensation coverage for all enrolled subcontractors working on a specific project.
Owner Controlled Insurance Program (OCIP) – Similar to CCIP, but managed by the project owner. OCIP consolidates liability and workers’ compensation coverage for contractors and subcontractors, ensuring uniform coverage and cost control for the entire project.

Builders Risk

This policy protects buildings under construction from risks like fire, theft, vandalism, and certain weather-related damage.

It covers materials, equipment, and structures until the project is completed.

This part of your contractor insurance can be owned by the project owner of the GC.

Commercial Auto Insurance

Commercial Auto insurance provides coverage for vehicles used for business purposes.

Whether you have a fleet of delivery trucks or rely on company cars, this insurance protects your vehicles against accidents, theft, damage, and liability claims arising from vehicle-related incidents.

Workers' Compensation Insurance

Workers’ Compensation insurance is a crucial coverage that protects your employees in case of work-related injuries or illnesses.

It provides medical benefits, lost wage replacement, and rehabilitation support for your workers, while also shielding your business from potential lawsuits related to workplace injuries.

Bonds

Performance bonds are a type of surety bond that contractors obtain to provide financial assurance to project owners and stakeholders.

These bonds serve as a guarantee that the contractor will complete the project according to the agreed-upon terms, specifications, and timelines.

Inland Marine

Protecting property on the move. Inland Marine insurance is a specialized type of insurance coverage designed to protect movable property and assets that are transported over land or stored at various locations.

Despite its name, this insurance coverage is not limited to marine-related risks but rather focuses on property that is in transit or at temporary locations.

Other Coverages:

Property
Contractors Pollution
Umbrella/Excess Liability
Employee Benefits
Life and disability for business succession

Premium financing is available for all package and monoline policies

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